Annalise

Terms of Service

Effective Date: November 18, 2025

Last Updated: November 18, 2025

1. INTRODUCTION AND BINDING AGREEMENT

Welcome to AskAnnalise (the "Service"), an AI-powered application provided by RFS Analytics of Wyoming, a Wyoming limited liability company (the "Company," "we," "us," or "our").

By accessing our application, uploading data, or purchasing a report, you (the "User," "Client," or "you") agree to be bound by this legally binding contract (the "Agreement").

WARNING: THIS AGREEMENT CONTAINS A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER THAT AFFECT YOUR LEGAL RIGHTS. IT ALSO CONTAINS EXTENSIVE DISCLAIMERS REGARDING MEDICAL AND LEGAL ADVICE.

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT ACCESS OR USE THE SERVICE.

2. CRITICAL DISCLAIMER: NOT PROFESSIONAL ADVISE

THE SERVICE IS FOR ENTERTAINMENT AND INFORMATIONAL PURPOSES ONLY.

You expressly understand and agree that the Service is an automated analysis tool utilizing Artificial Intelligence ("AI"). It is NOT a substitute for professional judgment.

A. Not Mental Health or Medical Advice

The Service does not provide therapy, counseling, psychological diagnosis, or medical advice. No doctor-patient or therapist-client relationship is created.

Emergency Warning: You should never rely on the Report for decisions involving mental health crises, domestic violence, suicide risk, or emergencies. If you or a loved one are in danger, contact emergency services (e.g., 911) or the National Suicide Prevention Lifeline (988) immediately.

B. Not Legal Advice

The Service may analyze conflicts related to co-parenting, divorce, or finance. The output is NOT legal advice. We are not attorneys. The Report should never be used as evidence in court, custody hearings, or legal proceedings. You should consult a licensed attorney for all legal matters.

3. AI LIMITATIONS AND "HALLUCINATIONS"

The Service utilizes Large Language Models (LLMs) which have inherent limitations. By using the Service, you acknowledge and accept:

  1. Possibility of Errors: AI can misinterpret sarcasm, cultural nuances, or context.
  2. "Hallucinations": In rare instances, AI may generate information that is not factually based or invent scenarios that did not happen.
  3. No Human Oversight: Your data is processed automatically. No human at the Company reviews your specific chat logs for accuracy.
  4. No Guarantee of Outcome: We do not guarantee that following the suggestions in the Report will improve your relationship, resolve conflicts, or change the behavior of any party.

4. USER REPRESENTATIONS AND DATA LEGALITY (CRITICAL)

You are solely responsible for the data you upload. By submitting chat logs, screenshots, or text messages ("User Content"), you represent and warrant under penalty of perjury that:

  1. Consent & Wiretapping Laws: Your submission of this data does not violate any applicable federal or state laws, including but not limited to wiretapping laws, privacy laws, or two-party consent regulations. You confirm you have the lawful right to record, possess, and disclose these private communications to a third party (us) for analysis.
  2. Ownership: You own the necessary rights to the content or have obtained explicit permission from all participants in the conversation to share it.
  3. No Court Orders: Uploading this data does not violate any restraining order, custody agreement, or court seal.
  4. No Illegal Content: You will not upload child sexual abuse material (CSAM), non-consensual intimate imagery, or content that promotes illegal acts.

VIOLATION OF THIS SECTION WILL RESULT IN IMMEDIATE TERMINATION AND REPORTING TO AUTHORITIES IF REQUIRED BY LAW.

5. COMPREHENSIVE WAIVER AND RELEASE OF LIABILITY

PLEASE READ CAREFULLY. THIS SECTION LIMITS YOUR RIGHTS TO SUE US.

To the fullest extent permitted by applicable law, you knowingly, voluntarily, and irrevocably waive and release the Company, its owners, officers, directors, employees, and agents from any and all claims arising from:

  1. Relationship Consequences: Any breakup, divorce, argument, emotional distress, relationship deterioration, or psychological harm resulting from your reading or acting upon the Report.
  2. Inaccuracy: Any errors, omissions, or "hallucinations" in the AI-generated Report.
  3. Data Breaches: Any unauthorized access to your data caused by third-party providers (e.g., cloud hosts, AI API providers) despite our security measures.

LIMITATION OF LIABILITY CAP: IN NO EVENT SHALL THE COMPANY’S TOTAL LIABILITY TO YOU FOR ALL CLAIMS, DAMAGES, OR LOSSES EXCEED THE EXACT AMOUNT YOU PAID TO ASKANNALISE FOR THE SPECIFIC REPORT GIVING RISE TO THE CLAIM. THIS APPLIES REGARDLESS OF WHETHER THE CLAIM IS BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE.

6. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless RFS Analytics of Wyoming and its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney's fees) arising from:

  1. Your use of the Service;
  2. Your violation of any term of this Agreement;
  3. Third-Party Claims: Any claim brought by a third party (such as your partner, ex-partner, or person mentioned in the chats) alleging that your uploading of their private communications violated their privacy rights, copyright, or state/federal wiretapping laws.

7. PRIVACY AND DATA HANDLING

  1. Processing: You acknowledge that your data is processed by third-party AI providers (e.g., OpenAI, Anthropic, Google) to generate the result.
  2. Retention: To protect your privacy, we aim to automatically delete your uploaded raw chat logs from our active systems within 30 days after report delivery, unless required longer for legal compliance.
  3. Anonymization: We strongly recommend you redact names and sensitive financial/personal info before uploading.

8. PAYMENT AND REFUNDS

  1. All Sales Final: Due to the immediate costs incurred in processing AI data, all fees are non-refundable.
  2. No Satisfaction Guarantee: Refunds will not be issued based on dissatisfaction with the advice, accuracy, or tone of the Report.

9. GOVERNING LAW AND DISPUTE RESOLUTION

This Agreement is governed by the laws of the State of Wyoming.

Binding Arbitration: Any dispute arising from this Agreement shall be resolved exclusively through binding arbitration in Cheyenne, Wyoming, under the rules of the American Arbitration Association (AAA) or JAMS.

Class Action Waiver: YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. You waive the right to a trial by jury.

10. ACKNOWLEDGMENT

By clicking "I Agree," "Pay Now," or by uploading files to the Service, you acknowledge that you have read this Agreement, understand it, and agree to be bound by its terms, specifically the Waivers of Liability and Indemnification clauses.

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